Guaranteed cash value¹ at policy commencement will be up to 85% of the single premium and then reach 100% of single premium as early as the end of the 5^th policy year, it will keep growing throughout the policy.

You may apply to exercise the terminal dividend lock-in option² to transfer a percentage of the latest value of terminal dividend to your terminal dividend lock-in account. You can withdraw part or all of the value of the terminal dividend lock-in account without surrendering your policy³.

You can start to accumulate wealth from policy commencement to optimise the wealth accumulation effect over time, while being able to determine your allocation at later stages by transfer part of the value of your policy to a separate policy of Max Goal and designate another person as the insured, without interruption to your wealth accumulation under the policy and legacy planning across generations.