*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
WiseProtect Pro Medical Insurance Plan (“WiseProtect Pro”) designed for people who need all-inclusive medical coverage without lifetime benefit limit. WiseProtect Pro offers a wide range of premium features to give you comprehensive and flexible protection anywhere in Greater China, Asia or worldwide exclude USA.
WiseProtect Pro offers different coverage to suit your needs under 4 benefit levels (Regular, Enhance, Premier and Noble). You will be given a choice of 3 ward classes (General ward, Semi-private room and Standard private room), 3 geographic regions and 3 levels of annual deductibles ranging from MOP0 to MOP50,000 and no lifetime benefit limit. The flexible benefit level options to give you the best protection possible.
No waiting period - Your coverage starts as soon as your policy becomes effective.
Unknown pre-existing condition - yes, we cover pre-existing conditions – those that you don’t know you have at the time of application!
Guaranteed renewal up to age 1006 - your renewal is guaranteed until you are 100 years old.
Check out the videos below to learn how our WiseProtect Pro is the best choice for a comprehensive health protection.
Modal factor of premiums
Change of ownership of the policy
1. If I am insured WiseProtect Pro Medical Insurance Plan (“WiseProtect Pro”), is there any ward class restriction during confinement?
2. Is there no waiting period for all pre-existing condition(s) and customers will be able to claim according to the benefit limit after the policy is effective?
3. Dose WiseProtect Pro offer outpatient benefit?
4. How many times can an insured person claim for cancer treatment or dialysis treatment?
5. After a couple of policy years, will I still be covered if I work overseas and admits to hospital there?
Accessible via the AXA app, AXA BetterMe is a holistic wellness platform that makes it easy for you to learn about your health conditions, set up work out challenges, virtual therapies and mindfulness classes and more. The ultimate goal is to help enhance your physical and mental wellbeing.
Download EMMA by AXA app now (for free) and find out what you can do to spend less, enjoy life more and get closer to becoming your #BetterMe.
Exclusive 20% Rebate for WiseProtect Pro
AXA Goal - walk 10,000 steps for 250 days in a year to enjoy up to 20% premium rebate
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To provide you with a better digital customer experience, we have launched a new e-service platform - Emma by AXA.
Please note that you will be leaving the AXA Macau website and redirected to AXA Hong Kong website to access Emma by AXA.